Crowns, bridges, and dental scrap purity is usually high, so payout is too.
Qualify on your gold,
not your score
In-and-out
same-day payout
Lowest Interest in entire Canada for Gold Collateral Loans
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satisfied and happy customers
We assess a range of gold items, whatever their story or condition. Bring what you have and our team will walk you through the options.
Chains, bracelets, bangles, pendants, and heirloom pieces in any gold tone — yellow, white, or rose.
Engagement rings, wedding bands, signet rings, and gold rings set with diamonds or other stones.
Maple Leafs, Sovereigns and recognized collector coins.
Get 100% accurate, instant valuation with the world-class Thermo Scientific™ Niton™ DXL Precious Metal Analyzer, powered by advanced XRF technology. Bring your gold to our nearest location and see your appraisal happen live.
Understand what is being assessed and why.
Move from conversation to offer without unnecessary steps.
Your collateral remains protected while pledged.
The conversation begins with the value of your gold.
No credit checks, no invasive paperwork, no long waits.
Get a quick estimate over the phone and walk out with cash the same day.
Tell us what type of gold you have jewelry, coins, bullion, or scrap. Our appraisers give you an estimated payout range on the spot, based on live market prices.
Bring your items to your nearest secure facility. We weigh and test your gold right in front of you using certified equipment for total transparency.
Accept the offer, sign a quick agreement, and receive your payout immediately. Your gold is sealed and locked in a bank-grade vault until your loan is cleared.
Traditional pawn shops and payday loans often come with high fees, hidden interest rates, and lack of transparency.
Here’s how we ensure you get the best value for yourself
Competitors often use outdated “scratch and acid” tests that physically damage your jewelry and reduce its value. We use advanced XRF spectrometer technology to instantly analyze the exact molecular purity of your gold without leaving a single mark.
Typical shops rely on you not knowing the value of your items so they can offer low flat rates. Our valuations are tied directly to the live, to-the-minute global gold spot price — so you get the highest cash offer per gram in the region.
You aren’t just handing your gold to a stranger. The moment your appraisal is finished, your items are sealed into a unique, tamper-evident security bag while you watch. They stay untouched and locked in an insured, climate-controlled vault until you return.
Face-to-face appraisal and instant payout at any of our Ontario locations.
965 Dundas St W, Unit B 10, Whitby, ON L1P 1G8, Canada
764 Guelph Line, Unit 2, Burlington, ON
If anything’s unclear, call us — a gold expert will walk you through it with no pressure.
No. A gold loan is fully secured by your gold, so there’s no credit check involved to qualify, and standard repayment isn’t reported to the credit bureaus the way a traditional loan would be.
Your items are sealed in a tamper-evident bag in your presence and stored in an insured, climate-controlled, bank-grade vault with 24/7 monitoring until your loan is cleared.
Flexible terms with a minimum repayment period of 62 days and a maximum of 10 years, with no prepayment penalties. See our full terms below.
Our APR ranges from 18% to 35% depending on the loan amount. For example, a $1,000 loan for one year at 24% APR results in $240 in interest over the year.
No. Gold assessments are completely free — no appraisal or setup fees. The only additional charge is a $25 Non-Sufficient Funds (NSF) fee if a monthly interest payment fails.
Yes. Talk to our team about extending your term. As long as payments are kept up per the agreement, we can work with you on timelines that fit your situation.